Citibank has a "account protection" program that they sign cardholders to, without asking for consent (probably in one of those, "changes to your cc policy" flyers).

But you can fight back, as explained in this twitter thread:

https://twitter.com/AethereusVulpes/status/1592863818505670656

Check out this CFPB piece on Citbank's history of fraudulent fees:
https://www.consumerfinance.gov/about-us/blog/citibank-to-refund-700-million-to-credit-card-customers-for-unfair-and-deceptive-practices/

#Citibank #BankingScams
#BankingFees #Banking #FraudulentBankingFees