In which I disagree with the CFPB rule that merchant cash advance products are "credit." #lawfedi #CFPB #ConsumerFinance #fintech https://www.joshualawfirm.com/2023/04/21/the-ever-expanding-definition-of-credit-cfpb-concludes-that-merchant-cash-advances-are-credit-under-the-ecoa/

😊 I'm excited to announce that a research report I worked on with CFPB researchers regarding the potential effectiveness of different savings modes in a personal finance app was released today. It's been a couple years in the making.
https://www.consumerfinance.gov/data-research/research-reports/consumer-savings-app-strategies-and-savings-outcomes/

#FinancialWellbeing #savings #fintech #PersonalFinance #ConsumerFinance

You May Be Paying Too Much for Your Internet

Consumer Reports' analysis of thousands of bills showed costs vary widely—and charges can be higher when people have fewer providers to choose from. But there are ways to save. 

https://www.consumerreports.org/electronics-computers/telecom-services/you-may-be-paying-too-much-for-your-internet-a7157329937/
#Internet #Money #ConsumerFinance #InternetProviders

Hi all--Registration is now open for the #CFPB’s 6th #Research #Conference. Through our conference, we seek to connect policymakers and researchers – from across a wide range of disciplines and approaches – on #ConsumerFinance and #HouseholdFinance topics. Join fellow researchers for this two-day event--Dec 15-16, 2022.

Conference registration: https://surveys.consumerfinance.gov/jfe/form/SV_aaRHtJHIq2hB8oe

preliminary agenda (with paper abstracts): https://www.consumerfinance.gov/data-research/cfpb-research-conference/2022-cfpb-research-conference/agenda/

#economics #finance #psychology #marketing #decisionscience