Patrick T. Harker, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia,
The Changing Payments Landscape in a Period of Pandemic Recovery, February 10, 2023
— Available here: https://www.philadelphiafed.org/the-economy/monetary-policy/230210-the-changing-payments-landscape-in-a-period-of-pandemic-recovery
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South African Cryptocurrency Ownership Rate at 10% — Report
https://news.bitcoin.com/south-african-cryptocurrency-ownership-rate-at-10-report/
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