@nateb Once you have a form letter drafted, don’t just send it to #Equifax (#EFX), #TransUnion (#TRU), & #Experian (#EXPN); also send it to #Innovis, #NCTUE, #Verisk, etc.

@MrBuggles i think #EFX gets more demanding if the address you supply is not a residential home. E.g., if you give a PO box or Mail Boxes Etc. address. Some ppl live in gated communities or on rural routes where a PO box is their only choice.

US credit bureaus are legally required to give you a copy of your file on request at no cost (max 1 per yr). But some of them demand a copy of your driver's license. Why should we trust them with that? Doesn't that precondition, invented by the bureau, in effect violate my right to receive a copy? #efx #equifax #tru #transunion #expn #experian #innovis