The #BangkoSentral's coin deposit machines are possibly the cheapest (zero fees!) way for @pinoy|s to top-up (cash-in) their #gcash or #maya #ewallet

With certain channels, there's a 2% convenience fee beyond a certain threshold amount, while doing it via the machine will get you the full value of your coin hoard 💰

May ganito pala sa #̶P̶i̶l̶i̶p̶i̶n̶a̶s̶ #MetroManila : Coin Deposit Machine.

The machine turn your coins into #eWallet credits: #gcash or #maya only.

The "CoDM" is a project of the central bank with the aim of recirculating coins back in public pockets, and alleviating coin shortage in some areas.

The person in the photo has a large bag, with huge containers full of coins . And there's a (short) queue behind them.

👛 The new #eWallet from BPI looks promising, and is already available to current BPI Online users in the @philippines

💰 I like that it takes advantage of the @pinoy #QRph for cross-wallet transactions, to pay or transfer funds to other eWallets like #Gcash, #Maya, #ShopeePay, etcetera.

✅ So far, it doesn't seem to charge anything for the service, and the best thing about it is that #DuckDuckGo's APT doesn't report any tracking attempts by the app.

I'm curious about user behavior re the use of #eWallets for #MicroPayments

Do you only (usually) use the same #eWallet brand to pay recipients using the same eWallet?

Does that even matter where you're from? Feel free to elaborate by adding a reply.

In the #Philippines, for example, people usually pay #Gcash to Gcash / or #Maya to Maya because of zero transaction fees. A transaction with another wallet (e.g. Maya to Gcash) may cause a few extra bucks - which adds up, if you use it a lot.

Re "Hindi puede”

@evelyn Frankly, many people at the counter don't always know. Even before #QRph, it was possible to pay #Gcash users with #Maya via #Instapay. There are transaction fees, of course, but possible.

What you could've done was scan the QR on your #Maya app. If it's recognized, you're good to go.

@rom @cedled

@evelyn 😅 Same here. I never had a #gCash, so I used to need another app for vendors stuck on this #eWallet . These days, thanks to #QRph , it's so much easier to transact across eWallets.

Yeah, this incident you described is a bit suspicious for me, too. I'd direct them to the nearest Globe shop. Scammers come in all forms, and ages.

My dog is ready to knock on your doors for his Christmas gift!

You may send through #Gcash, #BPI, #BDO.

The #QRph code is the #Philippines' Bangko Sentral's way of ensuring compatibility across #eWallets in the market.

It may be interoperable, but service providers still charge transaction fees for moving funds to other eWallets.

I found that #SeaBank's app works for #GCash, #Maya or whatever #bank/#eWallet that supports the #QRph standard, and they DO NOT charge ridiculous fees (for now?) for the transactions

My #Ilocano forebears will be proud of me 😤 :mastocelebration:

Some of the catches for these (seemingly) random cashbacks I get from #Maya are
* I don't remember getting notified about them
* You need to "claim" them before they expire (when they could've just as easily credited them to your #eWallet)

Lately, I've noticed more people using both #GCash and #Maya. In fact, it seems that it's more likely that a GCASH user will have a Maya account, rather than asking if they have a bank account.

p. s. : #Seabank doesn't charge anything for using QR Ph codes

Anybody else using #Maya in the #Philippines ?

Do you keep any balance in your wallet ?

I'm a relatively new user (don't even have a #Gcash account :mastogrin: ) , but read of horror stories from users of the old #PayMaya about balances disappearing after using/receiving their debit cards , and customer service being unhelpful.

So, I keep mine empty and only replenish the balance when I know I need to use it.

Signed up for #GoTymeBank just to check out its features. Still confused why you need to transfer funds to a "Go Save" account. Anyway, #GCash to #ItsGoTyme transfer works.