"The average Medicare beneficiary can choose from 43 Medicare Advantage plans in 2023, an increase from prior years." (It was "only" 38 plans in 2022.)

Traditional #Medicare is made up of 3 parts: Part A: Hospital, Part B: Out Patient, Part D: Prescription. Please....make sure you understand that a Medicare Advantage Plan (MA or #MAP) is Medicare Part C; a hybrid of combined benefits that may or may not meet your needs especially if you are disabled.

https://www.kff.org/medicare/issue-brief/medicare-advantage-2023-spotlight-first-look/

#LTDClaims

When people come to me for assistance with disability-related claims, I ask them to pull all their employment-related plans as well as all their life, health, disability policies. Benefits are often tucked away in obscure places. As we close in on year's end, here are some tips for maximizing benefits:

1. Have you reached deductibles?

2. Don't forfeit $ in your #FSA.

3. Can you get a tax break for expenses?

4. Max out FSAs now!

#Disability #LTDClaims #SSDIClaims #EmployeeBenefits