Alex Jimenez · @AlexJimenez
359 followers · 3182 posts · Server mas.to
Alex Jimenez · @AlexJimenez
359 followers · 3172 posts · Server mas.to

Debit cards reign supreme amid proliferation of POS payment options

Consumers use an average of four different payment methods with credit cards, digital wallets, and merchant apps vying for a larger slice of retail transaction volume

electronicpaymentsinternationa

#banking #finserv #fintech #paytech #payments #bnpl

Last updated 1 year ago

Alex Jimenez · @AlexJimenez
340 followers · 2938 posts · Server mas.to
Emeritus Prof Christopher May · @ChrisMayLA6
2914 followers · 8943 posts · Server zirk.us

Around 17% of the UK's population have used deferred and/or facilities in the last 12 months.

We know that firms are targeting the venerable (including those on waiting lists), and there is a growing issue of the penalty payments & aggressive recovery strategies used by providers.

But having committed to 'act swiftly' in Feb 2021, & the still have yet to propose any regulatory action(s) or try to get them into law.

Why might that be?

#credit #buynowpaylater #bnpl #nhs #jeremyhunt #treasury

Last updated 1 year ago

· @NaturalNews
6168 followers · 31363 posts · Server brighteon.social
· @NaturalNews
6168 followers · 31363 posts · Server brighteon.social
IT News · @itnewsbot
3332 followers · 264083 posts · Server schleuss.online

How Buy-Now-Pay-Later is Changing the E-Commerce Landscape - The e-commerce landscape is constantly evolving. With more ways to access the worl... - readwrite.com/how-buy-now-pay-

#bnpl #business #ecommerce #marketing

Last updated 1 year ago

Jeff Turner · @jetsoft
1 followers · 50 posts · Server hachyderm.io
Matt Edwards · @matt
87 followers · 548 posts · Server toot.mattedwards.org

Applied to today.

I have to say, this UI was fairly confusing up front.

In the first screenshot, I'm told I have to "request an amount to spend". Ok, sure, but I'm not buying anything right now…

Second screenshot, I have to INPUT A NUMBER.

Am I about to be charged some amount of money? Why is this question being asked?

#applepaylater #Apple #bnpl

Last updated 2 years ago

Alex Jimenez · @AlexJimenez
271 followers · 1899 posts · Server mas.to

Sweden’s Klarna burned through $100 million a month to become a buy-now-pay-later giant in the U.S. Can help it turn a profit again?

fortune.com/2023/04/27/klarna-

#bnpl #banking #finserv #fintech #chatgpt

Last updated 2 years ago

Alex Jimenez · @AlexJimenez
268 followers · 1829 posts · Server mas.to

This is very worrisome!

A Fifth of Clients Use Apps to Pay for Groceries on Installment Plans

fool.com/investing/2023/04/18/

#banking #finserv #fintech #bnpl

Last updated 2 years ago

Q McCallum · @q
13 followers · 65 posts · Server the.zymocosm.com

Apple dipping its toes into the credit waters of :

"Apple Starts to Roll Out ‘Pay Later’ Service After Delay" (Bloomberg)
bloomberg.com/news/articles/20

Key point:

>> [Apple] will also be handling its own credit checks and running the other underlying technologies needed to power the service [...].

Interesting. They've long been in the business of selling pricey devices… It's quite possible they have a good handle on how to gauge a person's creditworthiness.

#risk #bnpl

Last updated 2 years ago

Today in Digital Marketing · @todayindigital
64 followers · 74 posts · Server mas.to

On today’s show (releases at 4pm PT):
🔶 's new features: Is in Trouble?
🔶 ’s new retail search and discovery for big brands
🔶 offers its AI tech to enterprise customers
🔶 : Full-length replays within coming
🔶 Fake extension steals cookies
🔶 trend extends to groceries amid troubles
🔶 enhances analytics
🔶 for Windows updated
🔶 Tweets are vanishing
todayindigital.com/

#whatsapp #podcast #youtube #inflation #bnpl #facebook #chrome #stories #reels #instagram #snapchat #shopify #adobe #canva

Last updated 2 years ago

Netopia EU · @netopia
2282 followers · 516 posts · Server eupolicy.social

Unregulated buy now pay later tech feeling the pinch as regulators circle: Klarna’s annual loss widens to $1bn ft.com/content/a3af3bbf-18a7-4

#klarna #bnpl #fintech #fintechnews

Last updated 2 years ago

Thomas Willenbrink · @th_willenbrink
144 followers · 2092 posts · Server mastodontech.de

Gerade habe ich zum ersten Mal in meinem Leben etwas bei Otto.de bestellt, da der gewünschte Artikel sonst nirgends verfügbar ist.

Im Bestellprozess bin ich dann aber schon erschrocken. An welche Kunden richtet man sich dort?
Bei einem Artikel für sage und schreibe 14,95 Euro wurde mir die Zahlung in 12 Monatsraten à 1,35 Euro angeboten.

Will man hier gezielt die Leute, die bei allen ihren Konten jenseits jeglicher Limits sind, noch weiter in die Schuldenfalle treiben?

#ecommerce #bnpl #fail

Last updated 2 years ago

Jerry Lee · @yesonline
29 followers · 10715 posts · Server mastodon.social

» 金管會對國內先買後付 ( ) 業務之建議 t.co/xScnSCQoqu // 應有完善消費者保護措施:包括個資保護、客訴爭議處理、客戶財務風險警示及債務協處機制、訂約公平誠信、資訊充分揭露,及行銷廣告招攬應確保無虛偽不實或誤導消費者之情形。

#bnpl #TWgov

Last updated 2 years ago

Theodora Lau · @psb_dc
395 followers · 1427 posts · Server mastodon.social

My latest ✍️ "Love is in the air"

But do we know what we are looking for?

linkedin.com/pulse/love-air-th

#valentinesday #fintech #bnpl #ai #generativeAI

Last updated 2 years ago

Vic · @victorp
17 followers · 10 posts · Server techhub.social
Alex Jimenez · @AlexJimenez
228 followers · 1367 posts · Server mas.to

As new regulations come into force across a number of fintech sectors, we look at the areas most likely to be affected by changes over the next 12 months

buff.ly/3Hv8Dyx

#mst #bnpl #defi #cryptocurrency #regulation #banking #finserv #fintech

Last updated 2 years ago

RT @nowucme_sven@twitter.com

Zum heutigen International Day of Education gehört auch die finanzielle Aufklärung. Für Jugendliche sind Buy-now-pay-later-Angebote sehr verführerisch und enden schnell in einer Abwärtsspirale, die oft mit psychischen Problemen verbunden ist 👉 bitly.ws/zf4K

🐦🔗: twitter.com/nowucme_sven/statu

#bnpl

Last updated 2 years ago