IMO these new 3-D Secure v2.x checks are ridiculous.
I mean seriously, there are things in like "Cardholder
Account Purchase Count"
So here the #merchant will tell the #issuer how many #transactions a specific cardholder made on their platform.....🤔
Or like that one in the screengrab. Why is that relevant for the #CardSchemes and potential #fraud-block? That all doesn't make much sense and presumably seems to exist just to collect more data. #thoughts
#fintech #psp #3dsecure