Gerardo Uña, Alok Verma, Majid Bazarbash and Naomi N Griffin, Fintech Payments in Public Financial Management: Benefits and Risks, International Monetary Fund, Working Paper No. 2023/020, February 3, 2023
— Available here: https://www.imf.org/en/Publications/WP/Issues/2023/02/03/Fintech-Payments-in-Public-Financial-Management-Benefits-and-Risks-529100
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