Thanks for taking my question while I watch from home! #CFPBResearch22

Next paper up is from @DRatnadiwakara@twitter.com Assistant professor of finance @LSUOursoCollege@twitter.com
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3937438

#InvisiblePrimes #fintech #CFPBResearch22

One explanation offered is that there's less competition from regular banks in the non-prime sector. But why isn't competition among fintechs for non-prime customers sufficient all on its own? #CFPBResearch22

I'm looking forward to Day 2 of the #CFPB's #consumer #research #conference.

Watch here this morning: https://www.youtube.com/watch?v=pN5PNHhzxjc

It's mostly (all?) economics papers but still interesting for a #law and #finance person like myself.

#CFPBResearch22

I may have been the only #lawprof there but I met a bunch of interesting folks, learned some stuff, and enjoyed myself.

Also got some grading done while the economists were talking about their Greek letters.

#CFPBResearch22

RT @Prof_Bruckner@twitter.com

The agenda for the next two days: #CFPBResearch22

🐦🔗: https://twitter.com/Prof_Bruckner/status/1603392604682571780

I feel attacked by this presentation about mortgage refinancing, telling me that I subsidize the mortgages of the quick-to-refinance by being slow-to-refinance when mortgage rates dropped.

#CFPBResearch22 #mortgages #refi

The agenda for the next two days: #CFPBResearch22

CFPB’s 2022 Research Conference is about to begin. #CFPBResearch22 @CFPB@twitter.com

We’re about to kick off the first of 18 papers with two Buy Now, Pay Later papers. #BNPL