O #Iti #Itaú era justo e intuitivo pela simplicidade, permitindo que houvesse rendimento até de um dia para o outro, sem preocupação. Isto faz diferença com o tempo, com qualquer renda (claro que, quanto maior, mais ainda). O serviço atraía mesmo com instabilidades mais frequentes do que na concorrência.

Lembremos: os valores dos clientes são emprestados pelo #banco a terceiros com taxas muito maiores (esse é o dito "spread" bancário). É sua principal fonte de lucro.

#fintechs #brasil #juros

Na conta de pagamentos citada, qualquer depósito rendia 100% CDI, como em concorrentes, mas imediatamente, com o diferencial de não cobrar IOF, que normalmente inviabiliza o rendimento no primeiro mês, apesar de não diminuir o IR no tempo. Então, a conta era ideal para o curto prazo, pois qualquer quantia rendia, por um dia que fosse. Agora, para render, será preciso retirar o dinheiro da conta para uma aplicação, e resgatar o que for usar.

#Iti #Itaú #banco #brasileiro #fintechs

💸️🇧🇷️ Conglomerados #brasileiros: negócio diferenciado de #bancão acaba autoboicotado, talvez por "roubar clientes" do principal. Ou alguém consegue justificar a alegada "evolução"? #Fintechs reais e demais #bancos vão rir agora!
📩️"O iti Itaú continua evoluindo, e o foco na sua organização financeira também! A partir de 5 de outubro de 2023, a forma como o seu dinheiro rende no #iti #Itaú vai mudar: o rendimento de 100% do CDI passará a valer exclusivamente para os valores guardados nas metas."

Very excited to chat with any founders pursuing security solutions for financial firms and other #fintechs.

@AlexJimenez

#CyberSecurity #fintech #vc

Startups de tecnologia latino-americanas sofrem com colapso do SVB

Confira! 👇
https://forbes.com.br/forbes-money/2023/03/startups-de-tecnologia-latino-americanas-sofrem-com-colapso-do-svb/

#Startups #SiliconValleyBank #Money #Fintechs #Negócios #ForbesMoney

Fintechs impulsionam igualdade econômica para mulheres em todo o mundo

Confira! 👇
https://forbes.com.br/forbes-money/2023/03/fintechs-impulsionam-igualdade-economica-para-mulheres-em-todo-o-mundo/

#Mulheres #IgualdadeEconômica #Fintechs #Finanças #Manchete2 #ForbesMulher #ForbesMoney

Die #Finanzierung ist für #Fintechs deutlich schwieriger geworden, dennoch hat sich die Branche nach dem schlechten Vorjahr gefangen.
https://www.inside-it.ch/blockchain-sei-dank-die-schweizer-fintech-branche-waechst-wieder-20230310

Conoce qué es Ualá, cómo funciona, qué servicios ofrece y por qué esta fintech está revolucionando el uso de servicios financieros.

#fintechs #empresas #Ualá #Inversiones

https://muyfinanciero.com/empresas/uala/

SEMINAR:
Recht der #FinTechs
17.01.2023 / 9.30 Uhr bis 17.15 Uhr / Frankfurt am Main
https://www.bzlive.de/veranstaltung/1552/?utm_campaign=mastodon&utm_source=mastodon&utm_medium=Digital

As evenue growth is predicted to slow down in 2023, #cost savings and #efficiency will become critical. Larger companies are more likely to cut back on internal #innovation efforts and #technology investments that are not core to the business.

That is why 2023 will be the year for #fintechs which can deliver _real_ improvements to the bottom line of larger companies.

The fastest growing #fintechs of 2022 - in what fields do they operate?

- a third of the companies play in the 'crypto space' [time will tell how they will cope after the #FTX debacle]
- 'Payments' accounts for another third [Payments has been the best-funded fintech subsector for the third year in a row]

Intersting to remember: 60% of the companies on the list of 2021 failed to make it this year...

The named-list here:
https://sifted.eu/articles/fastest-growing-fintechs-2022/

#crypto #payments

The fastest growing #fintechs of 2022 - in what fields do they operate?

- a third of the companies play in the 'crypto space' [time will tell how they will cope after the #FTX debacle]
- 'Payments' accounts for another third [Payments has been the best-funded fintech subsector for the third year in a row]

Intersting to remember: 60% of the companies on the list of 2021 failed to make it this year...

The named-list here:
https://sifted.eu/articles/fastest-growing-fintechs-2022/

#crypto #payments

J.P.Morgan's private banking arm has invested in two #fintechs from #Switzerland

The bank invested in #Edge Laboratories and #Evooq which are two Swiss-based wealth management software service providers focused on #risk #analytics, #portfolio #construction, optimization, #advisory #platforms, and workflow capabilities

Article in German:
https://www.netzwoche.ch/news/2022-12-05/jp-morgan-investiert-in-schweizer-fintech-firmen

J.P.Morgan's private banking arm has invested in two #fintechs from #Switzerland

The bank invested in #Edge Laboratories and #Evooq which are two Swiss-based wealth management software service providers focused on #risk #analytics, #portfolio #construction, optimization, #advisory #platforms, and workflow capabilities

Article in German:
https://www.netzwoche.ch/news/2022-12-05/jp-morgan-investiert-in-schweizer-fintech-firmen

RT @Swiss_Fintech@twitter.com

⏰Hey #fintechs...save the date!⏰
SWISS FINTECH Fair 2023 taking place on September 8th, 2023 in Zurich. More info coming soon! 👉https://buff.ly/32jMVt8

#swiss #fintech #innovation #startups #entrepreneurship #tech #finance

This staff report presents findings from an investigation conducted by the Select Subcommittee on the Coronavirus Crisis into the role of financial technology companies (fintechs) in facilitating a disproportionately high rate of fraudulent and otherwise ineligible
loans through the #PaycheckProtectionProgram #PPP #fintechs #fraud https://coronavirus.house.gov/sites/democrats.coronavirus.house.gov/files/2022.12.01%20How%20Fintechs%20Facilitated%20Fraud%20in%20the%20Paycheck%20Protection%20Program.pdf

RT @SwissBankingSBA@twitter.com

📆 Welche Rolle spielen #Kollaboration unter #Banken, #FinTechs und weiteren Akteuren? Dies und mehr erfahren Sie am 7. Dezember 2022 am gemeinsamen #Event von SBVg, @sftinno@twitter.com und @FHNWbusiness@twitter.com. Jetzt anmelden 👇 @Swiss_Fintech@twitter.com @F10Global@twitter.com

Report: Zimbabwe Proceeding With Digital Currency Plans, Central Bank Undeterred By Slow Adoption of Nigerian CBDC - Undeterred by the reported slow adoption of the Nigerian central bank digital curr... - https://news.bitcoin.com/report-zimbabwe-proceeding-with-digital-currency-plans-central-bank-undeterred-by-slow-adoption-of-nigerian-cbdc/ #centralbankdigitalcurrency #reservebankofzimbabwe #digitalcurrency #josephatmutepfa #innocentmatshe #chiagozieiwu #naijacrypto #blockchain #fintechs

Report: Zimbabwe Proceeding With Digital Currency Plans, Central Bank Undeterred By Slow Adoption of Nigerian CBDC

https://news.bitcoin.com/report-zimbabwe-proceeding-with-digital-currency-plans-central-bank-undeterred-by-slow-adoption-of-nigerian-cbdc/

#centralbankdigitalcurrency #ReserveBankofZimbabwe #DigitalCurrency #JosephatMutepfa #InnocentMatshe #ChiagozieIwu #Naijacrypto #Blockchain #fintechs #e-naira #Africa

ANEXT Bank’s Soft Launch Drives Fintech For SMEs

As per the latest news, ANEXT Bank, a digital wholesale bank established in Singapore and an entirely owned subsidiary of Ant Group, reported its soft launch today. This soft launch is followed by its receipt of MAS’s acceptance to start its business operations on 2nd June 2022.

Read more: https://www.emeriobanque.com/news/anext-banks-soft-launch-drives-fintech-for-smes

#ANEXTBank #SMEs #digitalfinancialservices #fintechs #internationaltrade #tradefinance #tradeSMEs