The Evolution of #DigitalBanking: From #Neobanks to #EmbeddedFinance
#banking #finserv #fintech #embeddedfinance #neobanks #DigitalBanking
Catch me on this episode of Breaking Banks Europe. Host Don Gisel, Florian Graillot and I take a look back at December #Fintech news. We discuss #CryptoCurrency, #VCFunding, #Neobanks, M&A, and #AI.
#mst #banking #finserv #bbe #ai #neobanks #vcfunding #cryptocurrency #fintech
Financial Stability Board (FSB), "Global Monitoring Report on Non-Bank Financial Intermediation," December 20, 2022
— Available here: https://www.fsb.org/wp-content/uploads/P201222.pdf
#Fintech #cryptoassets #financialstability #regulation #financialservices #banking #stablecoins #neobanks #financialinnovation #lending #creditdata #FinancialStabilityBoard
#FinancialStabilityBoard #creditdata #lending #financialinnovation #neobanks #stablecoins #banking #financialservices #regulation #financialstability #cryptoassets #fintech
Financial Stability Board (FSB), "Global Monitoring Report on Non-Bank Financial Intermediation," December 20, 2022
— Available here: https://www.fsb.org/wp-content/uploads/P201222.pdf
#Fintech #cryptoassets #financialstability #regulation #financialservices #banking #stablecoins #neobanks #financialinnovation #lending #creditdata #FinancialStabilityBoard
#FinancialStabilityBoard #creditdata #lending #financialinnovation #neobanks #stablecoins #banking #financialservices #regulation #financialstability #cryptoassets #fintech
Extra info:
Something that makes me more doubtful is that #NeoBanks like #Bunq (a #Dutch #banking app) implemented a feature of #WheelOfFortune.
Which gives you #prizes if only you first spend an amount of money. This is the prime example of #FOMO and how a company can use it to prevent their customers from money saving at the same time that boosts #profit.
#neobanks #bunq #dutch #banking #wheeloffortune #prizes #fomo #profit #corporategreed #assholedesign
I love the concept of #NeoBanks as an entire app that really offers good #UI, good #UX and #free to fair prices for their services.
What really makes me doubt is how much those these kind of #banks can survive in the long run?
Also, Why now some companies like Apple are creating their own #DebitCard and then a few months later offer a service of "buy now, pay later"?
Which as you can imagine predates on people that is unstable in #finances.
#neobanks #ui #ux #free #banks #debitcard #finances
Report: South African Digital-Only Bank Launches Crypto Payments Gateway - A South African digital-only bank (also known as a “neo bank”), Be Mobile Africa, ... - https://news.bitcoin.com/report-south-african-digital-only-bank-launches-crypto-payments-gateway/ #digitalcurrency #bemobileafrica #cryptocurrency #paymentgateway #cédricjeannot #cryptogateway #fiatcurrency #digitalbank #neobanks #fintech
#fintech #neobanks #digitalbank #fiatCurrency #cryptogateway #cédricjeannot #paymentgateway #cryptocurrency #bemobileafrica #digitalcurrency
Referenced link: https://hackernoon.com/are-rising-interest-rates-going-to-propel-neobanks
Discuss on https://discu.eu/q/https://hackernoon.com/are-rising-interest-rates-going-to-propel-neobanks
Originally posted by HackerNoon | Learn Any Technology / @hackernoon@twitter.com: https://twitter.com/hackernoon/status/1598681896539627520#m
Whilst neobanks have been around for a while and some people have stumbled upon them, this may be the first time when masses of people are looking to change banks since their creation.
https://hackernoon.com/are-rising-interest-rates-going-to-propel-neobanks
#neobanks
Countdown of the top 10 #Neobanks according to @FinTechMagazine@twitter.com
@Judo_Bank@twitter.com
@MoneyLion@twitter.com
@monzo@twitter.com
@StarlingBank@twitter.com
@N26@twitter.com
@SoFi@twitter.com
@Chime@twitter.com
@tinkoff_bank@twitter.com
@RevolutApp@twitter.com
@nubank@twitter.com
#FinTech #FinServ #Banking #DigitalBanking #DigitalTransformation
#digitaltransformation #DigitalBanking #banking #finserv #fintech #neobanks
Countdown of the top 10 #Neobanks according to @FinTechMagazine@twitter.com
@Judo_Bank@twitter.com
@MoneyLion@twitter.com
@monzo@twitter.com
@StarlingBank@twitter.com
@N26@twitter.com
@SoFi@twitter.com
@Chime@twitter.com
@tinkoff_bank@twitter.com
@RevolutApp@twitter.com
@nubank@twitter.com
#FinTech #FinServ #Banking #DigitalBanking
@SpirosMargaris@twitter.com @pdpsingha@twitter.com @Xbond49@twitter.com @efipm@twitter.com
#DigitalBanking #banking #finserv #fintech #neobanks
There is one of those #neobanks that calls itself #green & #sustainable, but stores web content and maybe all other data, at the destroyer #aws & #cloudfront. I wouldn't trust such liars with a dime. #Tomorrow
#tomorrow #cloudfront #aws #sustainable #green #neobanks
Plaid, Truelayer, Yapily, Tink, Monese, Revolut are Bohemian villages? At least for me. But everyone wants to get their hands on our money and replace old, inflexible dinosaurs like Deutsche Bank & Co. if possible. So-called #NeoBanks are springing up like mushrooms. Lifetime unknown, but that no longer plays a role in the #economy. Make a lot of money quickly, and the rest doesn't matter. The financial sector has single-handedly buried respectability. Hip name chosen, hype ignite and are the pockets full liquidate again. Customers have themselves to blame when their greed leads them up onto their slippery slope and they make losses. Honesty is the best policy? No, it is frowned upon nowadays. Just like decency, morality and so on.