I would like to donate to FOSS communities. My preference, however, is using e-wallet like the ones used here in Indonesia, like DANA or barcode like #QRIS, which has been quite popular. I would like to avoid using debit/credit card, cryptocurrencies and especially PayPal.

𝐒𝐞𝐭𝐞𝐥𝐚𝐡 𝐒𝐞𝐚𝐁𝐚𝐧𝐤, 𝐆𝐢𝐥𝐢𝐫𝐚𝐧 𝐁𝐚𝐧𝐤 𝐉𝐚𝐠𝐨 𝐲𝐚𝐧𝐠 𝐉𝐮𝐠𝐚 𝐋𝐮𝐧𝐜𝐮𝐫𝐤𝐚𝐧 𝐅𝐢𝐭𝐮𝐫 𝐐𝐑𝐈𝐒

Setelah SeaBank luncurkan fitur QRIS di bulan Januari kemarin, sekarang giliran Bank Jago yang ikut menyusul. Kami baru saja mendapatkan pemberitahuan email dari mereka (Bank Jago).

Blog : https://bit.ly/3IkyOXQ

#dotsemarang #blog #QRIS

In Indonesia we have this payment method called QRIS where you’re supposed to be able to pay by scanning a QR code regardless of your bank or wallet app. It’s meant to streamline cardless payment from what used to be the proliferation of card scanners at cashiers to just using a single QR code.

Just five years ago having multiple EDC machines for different bank or wallet providers was commonplace. Despite interbank transactions, merchants are (still) strongly encouraged to process cards using the issuing bank’s readers.

When Bank Indonesia introduced QRIS in 2019 it was supposed to make that all go away, but today, some retailers still insist on processing QRIS payments using the codes generated by the corresponding provider’s machines. These codes are generated using the same algorithms adhering to the same standards and work with any bank or wallet provider.

And this even after there’s a multi country agreement in ASEAN to adopt a single QR payment standard.

Imagine someone from Bangkok coming Jakarta and when they’re purchasing something and expect to pay by QR, the cashier says, sorry, we only accept QR by this one local bank. That’s just utter bullshit.

I get that there are “off us” or off network fees involved but that’s not the consumer’s problem and we shouldn’t have to even worry about that.

#Payment #DigitalPayment #QRIS #QRcodes #Indonesia