After a few weeks of testing, I conclude that the #Vybe #eWallet from BPI still has ways to go before it can replace whatever e-wallet app you're using.

I like the idea of a single wallet that works with #QRph codes -- without paying fees (then earn points), but it's too finicky with #QRph codes and will insist they aren't valid

#SeaBank 's app can quickly, and reliably recognize QRph codes. Also free.

It's just annoying that it requires me to take off my mask, to face-verify occasionally.

@cedled
Generally, yes -- except for #Seabank. Totally free!

Caveat: randomly, the app may ask for face verification. Probably stupid, knowing that we still have Corona lukring about. That's the only reason I don't use it when I'm out.

@rom @evelyn

The #QRph code is the #Philippines' Bangko Sentral's way of ensuring compatibility across #eWallets in the market.

It may be interoperable, but service providers still charge transaction fees for moving funds to other eWallets.

I found that #SeaBank's app works for #GCash, #Maya or whatever #bank/#eWallet that supports the #QRph standard, and they DO NOT charge ridiculous fees (for now?) for the transactions

My #Ilocano forebears will be proud of me 😤 :mastocelebration:

Some of the catches for these (seemingly) random cashbacks I get from #Maya are
* I don't remember getting notified about them
* You need to "claim" them before they expire (when they could've just as easily credited them to your #eWallet)

Lately, I've noticed more people using both #GCash and #Maya. In fact, it seems that it's more likely that a GCASH user will have a Maya account, rather than asking if they have a bank account.

p. s. : #Seabank doesn't charge anything for using QR Ph codes