📣 UPDATED w/state-by-state breakout!!
--TEXAS enrollment up a stunning 32% y/y! (thanks #SilverLoading!)
--States which haven't expanded Medicaid up 23.4% y/y thanks to #AmRescuePlan / #InflationReductionAct
--Kentucky enrollment down 16.7%. Huh.
#ACA #GetCovered
https://acasignups.net/23/01/11/boom-2023-open-enrollment-breaks-17m-wbhps-included-13-yy-w4-days-left-getcovered
#silverloading #amrescueplan #inflationreductionact #aca #getcovered
8. MILLIONS OF NON-CSR ENROLLEES MAY STILL BE ABLE TO GET $0-PREMIUM *GOLD* PLANS!
It's a long, wonky story, but the bottom line is that there's hundreds of counties where Gold plans cost less than Silver...in some cases as little as $0/mo after subsidies.
This is via a pricing strategy known as #SilverLoading (officially #PremiumAdjustment) which has been around since 2018 but which has become more widely used since then. Here's a simple explainer for those interested: https://acasignups.net/21/05/15/my-simplified-silverloading-explainer
#silverloading #premiumadjustment
This is thanks to a pricing strategy known as #SilverLoading (officially "#PremiumAdjustment) which has been around since 2018 but which has become more widely used since then. Here's a simple explainer for those interested: #xp https://acasignups.net/21/05/15/my-simplified-silverloading-explainer
#silverloading #premiumadjustment #xp
📣 Advocates to #HHS: Make #PremiumAlignment the rule, not the exception:
#SilverLoading #ACA #CMS #SecretPlatinum #GetCovered #xp
https://acasignups.net/22/12/01/advocates-hhs-make-premium-alignment-rule-not-exception
#hhs #premiumalignment #silverloading #aca #cms #secretplatinum #getcovered #xp
In fact, last year TEXAS of all states--not exactly known for being #ACA-friendly--passed a bill UNANIMOUSLY to mandate #SilverLoading (aka Premium Alignment) thanks to a lot of hard work by a group of actuaries & legislators of all ideological stripes: https://acasignups.net/22/04/27/not-joking-texas-republicans-pass-law-which-dramatically-improves-aca-cms-should-follow
8. MILLIONS OF NON-CSR ENROLLEES MAY STILL BE ABLE TO GET $0-PREMIUM *GOLD* PLANS!
There's a long, wonky story here, but the bottom line is that there's hundreds of counties where Gold plans cost less than Silver...in some cases as little as $0/mo after subsidies.
This is thanks to a pricing strategy known as #SilverLoading which has been around since 2018 but which has become more widely used since then. Here's a simple explainer for those interested: https://acasignups.net/21/05/15/my-simplified-silverloading-explainer