Are the depositors of #siliconvallleybank innocent customers/clients that "deserve" to be made whole or speculative investors that "deserve" to be wiped out?

Its a trick question: they are both. By design. So the tragicomedy starts.

Unless your only relation with a private bank is a payment account that is always at zero balance, you are not just a client but also an investor: You give somebody funds to operate and might get something little extra back (or not): thats what investors do.

But, you say, I have no idea about investments, I don't *want* to be an investor, I have no way to check whether bank ABC is run well. I just want to place my little... X somewhere and be able to get that X back in the future.

Tough luck. You could get that with #sovereignmoney but then you'll complain that the state will know all your transactions. You could join the #cryptobros and hope their hypes reach infinity. Or you can keep bailing out a failed monetary system design.

Nice to have choices

Systems used to run our societies create tension and this leads to heated politics. Yet changing those underlying systems seems to rarely occur. I think the biggest changes that would benefit our society are:
#ProportionalRepresentation
#LandValueTax
#SovereignMoney

I'm unsure about #universalbasicincome - I'd like to learn more about how it interacts with inflation.

Any other ideas that I've missed?