A tale of 2 Canadian Banks.
Opened the top Chequing Account monthly fees of $29.95 @ #TDCanadaTrust. They gave me a savings account that pays 1.6% interest for total over 10k & 0% for under. OD coverage of $300. Withdraw of $200 against any cheque deposit.
VS
Opened a migrated checking account monthly fees of $16.95 @ #BMO. They gave me a savings acct that pays 5%, AND an OD of $2000, LOC for 10k & an Infinite CC & instant access to the first 100k of any cheque deposit.
BMO for the win!