After a few weeks of testing, I conclude that the #Vybe #eWallet from BPI still has ways to go before it can replace whatever e-wallet app you're using.
I like the idea of a single wallet that works with #QRph codes -- without paying fees (then earn points), but it's too finicky with #QRph codes and will insist they aren't valid
#SeaBank 's app can quickly, and reliably recognize QRph codes. Also free.
It's just annoying that it requires me to take off my mask, to face-verify occasionally.